About Afterpay

Ways to pay

Shop now, pay over time with Afterpay.

At Honey & Sage, you can pay in 4 interest-free payments over 6 weeks with Pay in 4.

See how it works
Example order
$200.00
$50Today
$502 weeks
$504 weeks
$506 weeks
About

What is Afterpay?

Afterpay offers several ways to pay over time. With Pay in 4, your purchase is split into four payments, due over six weeks, with no interest.

Benefits

Why use Pay in 4 with Honey & Sage?

1

Easy to apply

Setup takes just minutes. Credit checks apply.

2

Spend limits

New customers start with a lower spend limit, which can increase over time.

3

Shop with us

Once approved, use Pay in 4 at Honey & Sage in-store and online.

4

Manage it in the app

See your payments, available spend and pay early in the Afterpay app.

How it works

How does Pay in 4 work?

Your first payment is taken at the time of purchase. The remaining three are automatically deducted from your preferred payment method over about six weeks.

How do I set up an account?

  1. Add to cartShop as normal and add your items to the cart.
  2. Choose AfterpaySelect Afterpay as your payment method at checkout.
  3. Log in or sign upLog in or create your account on Afterpay.
  4. Review your scheduleCheck your payment schedule and confirm.
  5. Track in the appTrack payments and your spend limit in the Afterpay app.
Eligibility

Who can use Afterpay?

To use Afterpay, you must:

  • Live in Australia or New Zealand
  • Be over 18 years of age
  • Have an AU or NZ debit or credit card as your preferred payment method
  • Have a verifiable email address and mobile number
  • Be able to enter into a legally binding contract

Credit checks apply. See the full terms at afterpay.com/terms.

Fees

Late fees

Late fees are capped at 25% of the order total or $68 per order, whichever is less.

Orders under $40 A one-time late fee of up to 25% applies.
Orders of $40 or more A $10 fee applies when a payment is missed, plus a further $7 if it's still unpaid 7 days later. This repeats until the cap is reached; partial amounts may be charged to stay within it.

Check your Pay in 4 Schedule for other caps that may apply. Payment reminders and rescheduling options are available in the app.

FAQs

Good to know

Can I use Afterpay in-store and online?

Online: select Afterpay at checkout.

In-store:

  1. Download the Afterpay app.
  2. Set up the Afterpay Card from the In-store tab.
  3. Add it to your digital wallet (Apple Pay, Google Pay or Samsung Pay).
  4. Tap to pay at the register.
Is Afterpay safe?

Afterpay uses transaction monitoring, multi-factor authentication and encryption to help keep your account secure. Learn more on the Afterpay safety and security page.

How do refunds work?

Returns and exchanges follow the Honey & Sage Returns Policy. Your payment schedule is adjusted to match the new order total, and any amount you've already paid is refunded through Afterpay.

Find out more

Learn more about Pay in 4 and the Afterpay app.

Visit afterpay.com

Pay in 4: Late fees, eligibility criteria and T&Cs apply. Afterpay Australia Pty Ltd Australian Credit Licence 527911.